Real Estate Refresh

If you’re a first-time homebuyer, you’ve probably been told the same thing for years:  “Just wait for rates to come down.”   It sounds logical. It feels responsible.  It’s also the reason a lot of people never make it into the housing market at all.  Over the past 12 years helping hundreds of first time homebuyers, I know this to be a fact: housing affordability isn’t won when interest rates are the lowest.  It’s won when competition is manageable and buyers have leverage.  T

Imagine a pilot trying to fly a plane in a cockpit without any dashboard or instruments. Like mid-flight, all the screens went dark and the tower stopped relating any relevant info about weather or other flight patterns. The Fed was that pilot this week, trying to land the plane blindly. Why? We are on day 30 and counting of a government shutdown so they didn’t have any of the data or key reports they usually do when they meet and make an interest rate decision. The market fe

When Dave Ramsey is telling buyers to look alive, you know you’ve got a crazy window of opportunity. I will say, I told you this weeeeeeks ago, but now that Dave agrees – I’ve your attention. This applies to all buyers, from the Gen Z freshies to move up buyers and especially to investors. We’re going to talk about the specific opportunity for all three today.  Who is Dave Ramsey?   He’s one of those old white dudes I usually harp on – not being old, some of my favorite peopl